Products

Accident Insurance

Why do you need Accident Insurance?

Probably your most valuable asset is your ability to work and earn a living. If this is disrupted due to an accident, your income may decrease or stop but you will still need to meet certain financial obligations.

Did you know that...

  • Over a million people attend casualty units in the UK every year because of injury? 1
  • Almost 3 million people are injured every year at home and almost 4,000 people die each year due to accidents at home? 2
  • Accidents at work injure over one million people a year? 3
  • More than 240,000 road accidents each year cause over 3,500 deaths and injure over 300,000 people? 4
  • Over 2.5 million people a year are injured while involved in sport or leisure activities? 5

If you were to suffer accidental injury, how would your standard of living be affected?

State benefits would provide statutory sick pay of just £70.05 per week from April 2006.

Consider some of our products that can help offset expenses associated with accidental injury:

  • Accident Hospital Benefit Plan: benefits for hospitalisation and convalescence resulting from accidents and additional cover for fractures, whether you are hospitalised or not.
  • Accident Disability Plus Plan: benefits if you have to take time off work due to accidental injury - total and partial loss of time benefits are provided.

For more information call us on freephone 0800 169 7733 or email us at csd@uk.combined.com.

Statistical Sources: 1 & 2 Health & Safety Commission Annual Report, 3 Government Consumer Accident Data and Safety Research; 4 Royal Society for the Prevention of Accidents, 5 Department of Trade and Industry, 6 Department for Work & Pensions - April 2006.


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