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Why do you need Health Insurance?
Your ability to work and earn an income provides you with the means
to pay for food, transportation, clothing, mortgage or rent and the
other living expenses as well as the things you do for fun. When you
are sick, who will pay the bills for you?
No one plans on becoming sick but did you know that...
- 1 in 4 males and 1 in 5 females suffer a serious illness
before retirement. 1
- 1 in 3 people will be affected by cancer at some time
in their lives and 1 in 4 deaths every year are due to cancer.
2
- During your working years, you are 15 times more likely
to suffer a long term illness or disability than you are
to die. 3
- Last year, 2 million adults claimed state benefits because
they were ill for longer than six months. 4
If you have to rely
on state benefits alone, you could expect to receive the statutory
sick pay of just £70.05 per week. 5
The following products
are protection plans which Combined offers to assist people
with the expenses associated with illness:
- Sickness Income Policy: benefits for people who
have to take time off work due to sickness - total and partial
disability benefits are provided.
- Sickness Hospitalisation Policy: cover for hospitalisation
and convalescence resulting from illness.
- Critical Illness Policy: cash lump sums if the
insured is diagnosed with one of the following five critical
conditions - cancer, coronary by-pass surgery, heart attack,
kidney failure or stroke.
For more information
call us on Freephone 0800 169 7733 or email
us at csd@uk.combined.com.
Statistical sources: 1 GE Frankona
RE Estimate, 2 OPCS Cancer Statistics, 3 Office for National
Statistics, 4 & 5 Department for Work & Pensions -
April 2006.
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