Established in the UK in 1998, CBS – Combined’s Worksite Marketing Division - specialise in the provision of voluntary staff benefits in the workplace.

Recognised as an innovator in this field, CBS has developed a client base of more than 2,000 companies in the UK, ranging from businesses of 50-100 employees to blue chip corporates such as Cadbury, Kwik Fit Insurance Services, Sodexho and Business Post.

What does CBS provide?

• A programme designed from talking to employers and employees about their needs and challenges
• A selection of benefits at very competitive rates
• Benefits driven solely by the employee’s choice
• Affordable solutions for all (we strongly recommend that premiums are less than one hour’s pay per week)
• Easy payment for employees via direct debit

CBS Product Range

Benefits currently available include income protection (with optional hospitalisation cover), critical illness cover, term assurance, family income benefit, personal accident plan and a key personnel plan providing critical illness cover & hospital in-patient benefits

All products can be tailored to an individual employee’s needs and the level of cover selected is at the discretion of the employee.

For further information about CBS, call Freephone 0800 169 5525 or visit www.combinedbenefitservices.co.uk.